Spending & Saving Money
It’s a scary feeling when the month is lasting longer than your money. And even if you’re not in that situation, you probably have important goals that you need some money for. Luckily there’s a helpful tool for everyone–making a budget! It helps you both spend and save better. Read about budgeting and other ways to make your money last and save the money you need to reach your and your family’s goals.
Disclaimer: The information on this page was obtained from third party materials/links for informational purposes only. This information does not constitute legal advice nor does it express or reflect the policies, thoughts or opinions of NICA.
Last updated 4/22/2026
Explore the resources below to learn more about Spending & Saving Money
Expand each drop-down below to find the resources. You can learn something even if you just have a little time!
Tell me the basics – Quick overviews you can read in just a few minutes. These highlight the most important ideas so you can get started fast.
Show me more info – A deeper explanation for when you want to build your understanding. These provide examples, context, and additional details.
Give me all the details – Comprehensive resources like full websites, long documents, or webinars. These are best when you want thorough answers and in-depth learning.
Tell me the basics
Show me more info
How Money Smart are You?
Curious about something specific about money management? This website has lots of links answering specific questions, like setting up an emergency fund, comparing credit cards, getting help with debt, and understanding leases. Look at the “Tools” tab.
Type: Website
Source: Federal Deposit Insurance Corporation
Give me all the details
Behind on Bills? Start with One Step.
Information and worksheets to help you make choices that lead to being able to pay your bills on time – and even save for the future!
Type: Downloadable/printable booklet
Source: Consumer Financial Protection Bureau
Wealth (English)
Riqueza (Español)
If you’ve got bills under control but want to learn more about all things money-related to set and reach your financial goals – this booklet is for you. It also has worksheets to help you make a plan that’s just right for you.
Type: Downloadable/printable booklet
Source: Federal Reserve Bank – Dallas